Pradita, W., St. Hafsah Umar, Asyraf Mustamin, Ilham Gani, & Samsul. (2026). The Kemudahan, Keamanan, Kualitas Informasi Terhadap Penggunaan BYOND By BSI: Moderasi Pemahaman Agama. IQTISADIE: Journal of Islamic Banking and Shariah Economy, 6(02), 85–103. https://doi.org/10.36781/iqtisadie.v6i02.1507