Pradita, W., St. Hafsah Umar, Asyraf Mustamin, Ilham Gani, and Samsul. “The Kemudahan, Keamanan, Kualitas Informasi Terhadap Penggunaan BYOND By BSI: Moderasi Pemahaman Agama”. IQTISADIE: Journal of Islamic Banking and Shariah Economy, vol. 6, no. 02, Sept. 2026, pp. 85-103, doi:10.36781/iqtisadie.v6i02.1507.